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    Living in Sydney on a Budget: Is it Possible?

    Living in Sydney on a Budget: Is it Possible?

    By Karen Thorogood | September 9, 2022

    Living in Sydney on a Budget: Is it Possible?

    Living in any major city can be expensive, and Sydney is no different. If you’re thinking of moving to Sydney, or you’re already living here and finding it tough to make ends meet, you might wonder if it’s possible to live in this city on a budget.

    The good news is that, yes, it is possible! In this blog post, we’ll give tips on saving money and making the most of your experience living in Sydney.

    Do your research before moving to Sydney, Australia

    This is important for any big life decision, but it’s especially crucial when moving to a new city on a tight budget. Make sure you know the cost of living in Sydney and the average salaries for the type of work you’re seeking. That way, you’ll have a better idea of what to expect and can make an informed decision about whether or not moving to Sydney is the right choice for you.

    Consider living in a suburb and not in the city centre.

    If you want to live close to the city but don’t want to pay city prices, consider living in one of the many suburbs surrounding Sydney. While you may have to commute into the city for work or school, you’ll be able to take advantage of more affordable housing options and save on other costs. Some of the advantages of living in the suburbs include

    •  cheaper housing
    •  more space
    • quieter and more relaxed atmosphere

    Find ways to save money on food costs.

    Eating out can be expensive, so one of the best ways to save is by cooking at home as much as possible. If you’re not much of a cook, don’t worry! Even the most culinary-challenged individual can master plenty of easy recipes. Additionally, take advantage of any discounts or coupons available for grocery shopping. It may not seem like much, but those savings will add up over time!

    Use public transportation whenever possible.

    While Sydney does have a very efficient public transportation system, it can still be tempting to opt for a taxi or Uber when you’re in a hurry (or just feeling lazy). While there’s nothing wrong with using these services occasionally, they can quickly eat into your budget if you use them too frequently. Use public transportation options like buses, trains, and ferries whenever possible. Not only is it cheaper, but it’s also better for the environment!

    Plant a vegetable garden

    There’s nothing like growing your food to save on groceries! If you have space, consider planting a small vegetable garden. Not only will you be able to enjoy the fruits (or vegetables) of your labor, but you’ll also get some exercise and fresh air in the process. This assures you of fresh produce all year round.

    Live a minimalist lifestyle.

    One of the best ways to save money in Sydney, Australia, is to live a minimalist lifestyle. This means buying only the things you need and getting rid of anything you don’t use regularly. Not only will this declutter your home, but it will also save you money in the long run.

    Ride Public Transport

    Another big expense in Sydney is transport. If you’re looking to cut back on transport expenses, your best bet is to use public transport or ride-sharing services instead of taking taxis everywhere. You can also take advantage of the light rail service and the many free shuttle buses in the city center. And if you want to save more, why not walk or ride a bike? You’ll also get some exercise!

    Take advantage of free activities.

    There are plenty of free things to do in Sydney, so there’s no need to spend your hard-earned cash on expensive entertainment options. From walking around one of the many beautiful parks to checking out the stunning coastline, there are plenty of ways to enjoy yourself without spending a dime.

    Sydney city libraries and museums and galleries are also accessible and often give free tours. Sometimes, even the Sydney Opera House and Sydney Harbour hold free events or performances that are entirely free or cost just a few bucks. Free entertainment is never a bad thing.

    Best of all, Sydney’s beaches are just a few minutes away for those living in the beach suburbs. Not only is the beach suitable for rest and recreation, but it also does wonders for one’s mental health. The Blue Mountains are there to explore and appreciate if you’re willing to travel a bit!

    Public schools are free.

    Education is one of the most significant expenses you’ll face if you have kids. However, if you’re willing to send your children to public schools, you can save considerable money. Sydney public schools are of high quality, so you don’t have to worry about sacrificing your child’s education to save on expenses or have them study in other major cities. Even if you’re living on an average net salary, you’ll still be able to provide for education and health insurance in Sydney City.

    Of course, education isn’t always free for international students. However, a lot of them visit Sydney and stay there on scholarships.

    Make sure you’re prepared for unexpected expenses.

    No matter how much money you have saved or how good your budgeting skills are, there will always be unexpected expenses when you’re living on a tight budget. Whether it’s an unplanned medical expense or a car repair, make sure you have some money set aside for these eventualities, so they don’t completely derail your plans. While we don’t exactly agree that Sydney is a very expensive city, you can rake up quite the bill if you get sick and you don’t have health insurance, so best to always prepare.

    Stay healthy

    As mentioned above, medical expenses and medicines contribute to a big part of our expenses. Thus, staying healthy and fit is essential to reduce these unnecessary expenses. To achieve this, we must exercise regularly, eat healthily and sleep well. One good thing about Sydney is that there are plenty of places to exercise for free, such as parks and beaches. So take advantage of these resources and ensure you’re getting enough exercise that’s completely free!

    What is the Cost of Living in Sydney?

    The cost of living in Sydney can be high, but it depends on your lifestyle and where you live. If you are careful with your spending and live in a cheaper area, you can get by on a tight budget. However, if you want to enjoy all Sydney offers, you must be prepared to spend more.

    What are the best suburbs to live in Sydney?

    If you’re looking for suburbs that are more affordable and have a good quality of life, these are some of the best suburbs to live in Sydney:

    • Parramatta
    • Blacktown
    • Camden
    • Liverpool
    • Penrith
    • Wollongong
    • Gosford
    • Sutherland Shire
    • Newcastle.

    These suburbs have something different to offer residents, access to amenities, good schools, or a lower cost of living. It’s important to research any suburb you’re considering moving to, so you can find the one that best suits your needs.

    Plan Your Move Carefully to Save On Costs

    When moving to a new city, it’s important to plan your move carefully to avoid unnecessary expenses. If you’re moving from interstate or overseas, research the cost of living in Sydney and compare it to your current city. This will give you an idea of how much money you’ll need to save to live comfortably in Sydney.

    Once you’ve found a suburb you’re interested in, contact a real estate agent and ask about rental prices in the area. This will give you an idea of how much rent you’ll be able to afford.

    Hiring reliable Sydney removalists is also crucial in ensuring a smooth and stress-free move. Compare quotes from different removal companies to find the best deal. Assess which services you’ll need, such as furniture assembly and storage, and ensure the company you choose offers these services.

    By planning your move carefully, you can save considerable money on the overall cost of living in Sydney.


    If you’re thinking about moving to Sydney or already living here and finding it tough to get by on your current budget, know that you’re not alone! Many people have managed to successfully live in this wonderful city without breaking the bank, and there’s no reason why you can’t do the same.

    By following some simple tips and using all the resources available to you, it is possible to enjoy everything Sydney has to offer without blowing your budget out of the water!

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